Aryeija Emuna Enterprizes SMC Limited v Patrick Wangwa and Another (Civil Suit No. 19 of 2025)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
Held that where defendants fail to repay a loan after interlocutory judgment is entered for non-filing of defence, the plaintiff is entitled to recover the principal sum, accrued contractual interest, general damages for economic loss and deprivation of use of funds, and costs. Court declined to award further interest on the decretal sum where parties had agreed to a monthly interest rate of 10%, but awarded 6% per annum on general damages from judgment date.
Outcome
Judgment entered for Plaintiff for recovery of UGX 60,500,000/= plus UGX 5,000,000/= general damages with interest on general damages at 6% per annum from judgment date and costs
Facts
On 5 January 2023, the Plaintiff lent the Defendants UGX 25,500,000/= at a monthly interest rate of 10%, repayable by 5 June 2023. The Defendants pledged as security their certificate of title for Block 167 Plot 1341 Kyadondo County, land at Kiwala, registered in the 1st Defendant's name. The Defendants failed to repay either the principal or interest by the due date. Summons to file defence were served on the Defendants on 24 February 2025, but no defence was filed. On 4 July 2025, interlocutory judgment was entered against the Defendants under Order 9 rule 8 of the Civil Procedure Rules. The Plaintiff claimed UGX 60,500,000/= as the outstanding balance on principal and interest. The Plaintiff lodged a caveat on the suit land to protect its interest.
Issues
- Whether the Plaintiff is entitled to general damages?
- Whether the Plaintiff is entitled to interest and costs of the suit?
Orders
- The Defendants shall pay the Plaintiff the sum of UGX 60,500,000/= being the outstanding principal sum and the accrued interest owed by the Defendants arising from the loan agreement.
- The Plaintiff is awarded the sum of UGX 5,000,000/= as general damages.
- The Plaintiff is awarded interest at the rate of 6% per annum on the general damages from the date of Judgment until payment in full.
- The costs of the suit are awarded to the Plaintiff.
Rules and key headnotes
Legislation cited (5)
Cases cited (8)
- Assist (U) Ltd v Italian Asphalt and Haulage & Another (HCCS No. 7 of 1999)
- Hajji Asuman Mutekanga v Equator Growers (U) Ltd (SCCA No. 7 of 1995)
- Kirungi and Another v Kabiya and Others [1987] KLR 347
- Kabandize John Baptist and 21 Others v Kampala Capital City Authority (CACA No. 36 of 2016)
- Takiya Kashwahiri and Another v Kajungu Denis (CACA No. 85 of 2011)
- Uganda Commercial Bank v Deo Kigozi [2002] 1 EA 305
- Milly Masembe v Sugar Corporation (U) Ltd and Another (SCCA No. 1 of 2000)
- Uganda Development Bank v Muganga Construction Co. Ltd [1981] HCB 35
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.