Byaruhanga & Anor v Virunga Finances Ltd (Miscellaneous Application No. 107 of 2016)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
The court granted the first applicant conditional leave to file a defence within 15 days, finding that triable issues existed concerning whether he borrowed money from the respondent company or from its managing director personally, particularly given contradictory dates in the loan documentation and the transfer of securities into the managing director's personal name. The second applicant's name was struck from the application. Securities deposited with Akifeza Grace Ngabirano were to be deposited in court as security pending determination of the main suit.
Outcome
First applicant granted conditional leave to file defence; second applicant struck off application; matter to proceed to trial with securities deposited in court as security
Facts
The first applicant sought a loan of UGX 410,000,000 in September 2013 from Akifeza Grace Ngabirano, providing securities including land titles, a vehicle logbook, and a blank cheque. He claimed he dealt only with Grace personally, not with the respondent company. He repaid UGX 22,000,000 in cash but refused further payment when Grace declined to provide receipts or copies of documents. The respondent company later sued for UGX 5,450,000,000 based on a loan agreement dated 12 February 2013, though supporting documents showed signatures dated September 2013. The first applicant discovered that several of the securities he provided had been transferred into Grace's personal name. A previous suit by the respondent for the same amount had been withdrawn for out-of-court settlement after the applicant paid UGX 6,000,000 in costs. The first applicant denied knowing the second applicant, Jane Frances Byaruhanga Muhumuza, who was named as guarantor.
Issues
- Whether the first applicant should be granted leave to appear and defend Civil Suit No. 092 of 2016.
- Whether the defence proposed by the first applicant discloses triable issues of law and fact.
- Whether leave should be granted unconditionally or subject to deposit of security.
- Whether the first applicant borrowed the sum claimed in the plaint from the respondent company or from Akifeza Grace Ngabirano as an individual.
- Whether the affidavit in support of the application contained falsehoods disqualifying the applicant from relief.
Orders
- The first applicant granted conditional leave to file a defence within 15 days from the date of this order.
- The applicant shall add Akifeza Ngabirano Grace by way of proposed counterclaim or cross action in the written statement of defence.
- The second applicant's name struck off the application with no order as to costs.
- Securities deposited with Akifeza Ngabirano Grace and some of which have been transferred into her name shall constitute security in the conditional leave and the titles shall be deposited in court by the Managing Director of the Respondent pending determination of the suit.
- The securities shall operate as security for any monies the applicant may be held liable to pay in the main suit.
- Costs of this application shall abide the outcome of the main suit.
Rules and key headnotes
Legislation cited (6)
- Civil Procedure Rules Order 36 rules 3 and 4
- Civil Procedure Rules Order 52 rules 1 and 3
- Civil Procedure Act s.98
- Money Lenders Act s.6
- Money Lenders Act s.9(1)
- Civil Procedure Rules Order 36 rule 8
Cases cited (7)
- Maluku Interglobal Trade Agencies Ltd v Bank of Uganda [1985] HCB 65
- Gatete and Another v Kyobe (2002) 2 EA 137
- Miter Investments Ltd v East African Portland Cement Company Ltd (Miscellaneous Application No. 336 of 2012)
- Bitaitana v Kanamira (1977) HCB 34
- Livingston Kato v Filimoni Kaggwa (Civil Suit No. 19 of 1992)
- Corporate Insurance Company Ltd v Nyali Beach Hotel Ltd [1995-1998] EA 7
- Home and Overseas Insurance Co Ltd v Mentor Insurance Co (UK) Ltd (in liquidation) [1989] 3 All ER 74
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.