Damas Mulagwe v Lanex Forex Bureau Ltd & 4 Ors (HCT-00-CC-CS 358 of 2006)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
Held that forex bureaux are prohibited from taking deposits from the public under Exchange Control (Forex Bureau) Order 1991. The plaintiff deposited US$160,000 with the first defendant forex bureau. The deposit is recoverable as money had and received where the parties are not in pari delicto, but contractual interest is not recoverable as the transaction was illegal. Corporate veil not lifted against directors and shareholders based solely on common management and shareholding.
Outcome
First defendant ordered to refund the principal deposit. Plaintiff's claims for interest and general damages dismissed. Case against second to fifth defendants dismissed.
Facts
In 2003 the first defendant, a forex bureau, requested the plaintiff to make a financial deposit. The plaintiff deposited US$160,000 accumulated over time from December 2003, with a monthly interest agreement of US$12,000. The first defendant issued written acknowledgment dated 3 October 2005 confirming receipt of the deposit as a fixed deposit at US$12,000 interest per month for three months automatically renewable. The first defendant failed to repay the deposit upon demand. The first and second defendants were subsequently closed by Central Bank statutory intervention. The plaintiff sued all five defendants jointly and severally for refund of the principal plus interest. Evidence showed the first defendant had taken deposits from multiple members of the public, leading to license suspension by Bank of Uganda.
Issues
- Whether the first Defendant could lawfully take deposits from the public?
- Whether the Plaintiff did make a deposit with the first Defendant of US$160,000 as alleged?
- If the Issue No. 2 above is answered in the affirmative, whether the Defendants or any of them is liable to pay the Plaintiff the said sum with interest as claimed?
- Whether the deposit transaction is enforceable in law?
- Remedies
Orders
- First defendant to refund US$160,000 to the plaintiff.
- Claim for interest of US$12,000 per month dismissed.
- Claim for general damages dismissed.
- Case dismissed against second, third, fourth and fifth defendants.
- Each party to bear their own costs.
Rules and key headnotes
Legislation cited (9)
- Foreign Exchange Act 2004 s.3
- Foreign Exchange Act 2004 s.20(2)
- Foreign Exchange Act 2004 s.21
- Exchange Control (Forex Bureau) Order S.I. No. 7 of 1991 reg.3
- Exchange Control (Forex Bureau) Order S.I. No. 7 of 1991 reg.15
- Evidence Act s.15
- Evidence Act s.91
- Evidence Act s.92
- Civil Procedure Rules O.15 r.5(1)
Cases cited (3)
- Kiriri Cotton Ltd v Ranchhoddas K. Dewani [1960] EA 193
- Coffee Marketing Board v Kigezi Growers Cooperative Union (HCCS No. 437 of 1994)
- Wamala Nanseera v North Bukedi Cotton Company Ltd (HCCS No. 755 of 2005)
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.