Erick Ssali v Uganda Baati & Anor (Civil Suit No. 564 of 2002)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
A power of attorney authorising an attorney to mortgage land to borrow money from a bank, insurance company, or commercial institution does not extend to mortgaging the land as security for goods supplied on credit. Powers of attorney must be construed strictly and words given their plain ordinary meaning. The term 'sum of money' or 'loan' means currency, not goods on credit. Authority purportedly exercised under a power of attorney must be found within the four corners of the instrument either in express terms or by necessary implication.
Outcome
Plaintiff entitled to return of title deed to suit property
Facts
In 2001, the Plaintiff executed a special power of attorney appointing Abemu Enterprises Ltd as his attorney. Abemu took the power of attorney and the title deed to the Plaintiff's property at Kansanga (Block 244, Plot 2915) to Uganda Baati as security for iron sheets valued at Ushs.74,500,000/= supplied on credit. On 15 March 2002, Uganda Baati registered its interest as mortgagee. Abemu failed to pay for the iron sheets. Uganda Baati sought to realise the mortgage by advertising the property for sale on 22 August 2002. The Plaintiff brought suit seeking return of his title deed, contending the power of attorney authorised borrowing money from financial institutions only, not acquisition of goods on credit.
Issues
- Whether the Plaintiff authorised Abemu Enterprises Ltd to mortgage the suit property and to obtain credit, and if so, what was the nature and extent of the authorised credit.
- Whether the Plaintiff is entitled to the remedies claimed in the plaint.
Orders
- Judgment for the Plaintiff.
- Return of Title Deed to the Plaintiff ordered.
Rules and key headnotes
Cases cited (5)
- Grey v Pearson (1857) 6 HLC 61
- Dupont Steel v Sirs [1980] All ER 541
- IRC v Rossminster Ltd [1980] AC 952
- Sidpra & Sidpra v Uganda Rehabilitation Development Foundation (Civil Suit No. 199 of 1993)
- Bryant Powis & Bryant Ltd v Larbargue du Peuple [1893] AC 170
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.