John Patrick Okiring v Mukholi B Linda [2026] UGHC 678
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
On an application under Order 36 of the Civil Procedure Rules, the court held that an applicant for leave to appear and defend a summary suit need not show a defence on the merits, but only a bona fide triable issue of fact or law. The applicant's contention that interest of 11% and 8% per month on friendly loans was unlawful, harsh and unconscionable raised a triable issue of law. His plea of duress in executing the settlement agreement was weakened because, following Pao On v Lau, he took no steps to avoid the agreement and instead part-performed it. Given part performance, leave was granted conditionally under Order 36 rule 8 upon payment into court of 50% of the sum claimed.
Outcome
Conditional leave to appear and defend granted, subject to payment into court of 50% of the sum claimed within 45 days, failing which default judgment shall be entered
Facts
On 1 January 2020 the respondent advanced friendly loans of UGX 100,000,000 and UGX 50,000,000 to the applicant at interest of 11% and 8% per month respectively. The applicant made sporadic payments which he said totalled UGX 224,000,000. On 5 April 2022 the parties executed a settlement agreement in which the applicant acknowledged indebtedness of UGX 450,000,000, inclusive of interest computed to 30 August 2022. After a demand notice served on 28 September 2022 the applicant paid a further UGX 104,000,000, leaving a claimed balance of UGX 346,000,000. The respondent sued by summary procedure in Civil Suit No. 1200 of 2025 to recover that balance with interest and costs. The applicant sought unconditional leave to appear and defend, contending that the interest rates were unlawful, harsh and unconscionable, that the settlement agreement was signed under coercion and economic duress, and that the transaction should be reopened because the principal had been exceeded by payments received. A default judgment entered on 11 March 2026 had been set aside in HCMA No. 503 of 2026 and the present application validated for hearing.
Issues
- Whether the application for leave to appear and defend was moot or overtaken by events by reason of a default judgment already entered in the summary suit.
- Whether the applicant raised sufficient grounds, namely a bona fide triable issue of fact or law, to warrant the grant of leave to appear and defend the summary suit.
- What remedies, and on what terms, were available to the parties.
Orders
- The Applicant is granted conditional leave to appear and defend Civil Suit No. 1200 of 2025.
- The Applicant shall pay into Court 50% of the sums claimed in the specially endorsed plaint within forty-five (45) days from the date of the Ruling.
- The Applicant shall file and serve his Written Statement of Defence within fifteen (15) days from the date of the Ruling.
- The Respondent shall file and serve her reply to the Written Statement of Defence within fifteen (15) days from the date of service of the Written Statement of Defence.
- If the condition as to payment into Court is not satisfied within the stipulated time, leave to appear and defend shall be revoked, pleadings filed struck off the record and default judgment entered in favour of the Respondent.
- Costs of this application shall be in the cause.
Rules and key headnotes
Legislation cited (8)
- Civil Procedure Act Cap. 282 s.98
- Civil Procedure Rules SI 71-1 O.36 r.2
- Civil Procedure Rules SI 71-1 O.36 r.3(1)
- Civil Procedure Rules SI 71-1 O.36 r.4
- Civil Procedure Rules SI 71-1 O.36 r.8
- Civil Procedure Rules SI 71-1 O.52 r.1
- Civil Procedure Rules SI 71-1 O.52 r.2
- Judicature (Electronic Filing, Service and Virtual Proceedings) Rules, 2025
Cases cited (3)
- Jamil Ssenyonjo v Jonathan Bunjo (Civil Suit No. 180 of 2012)
- Maluku Interglobal Trade Agency Ltd Vs Bank of Uganda [1985] HCB 65
- Pao On Vs Lau [1979] 3 All ER 78
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.