Kambenkwine v Opportunity Bank Uganda Limited & Another (Miscellaneous Application 2736 of 2023)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
The court held that while the Registrar erred procedurally by failing to explicitly apply the three-part test for temporary injunctions established in Kiyimba Kaggwa v Katende, the application nonetheless failed on the merits. The applicant raised a triable issue regarding the property description in the bank's advertisement, but failed to establish irreparable injury since monetary compensation would be adequate, and the balance of convenience favoured the respondents given the applicant's guarantee of the loan.
Outcome
Application seeking reversal of Registrar's decision dismissed with costs
Facts
The applicant purchased two adjacent plots in Namugongo-Lusi in 2006 (Block 185 Plot 13284, 40 decimals, and Block 185 Plot 387, 60 decimals), which he merged and built his family home straddling both plots. On 8 January 2023, he discovered an advertisement in the Daily Monitor announcing the sale of his property as mortgaged land. The applicant filed Civil Suit No. 1135 of 2023 seeking a declaration that the mortgage granted by the first respondent to the second respondent was illegal and fraudulent, and filed Miscellaneous Application No. 2227 of 2023 for a temporary injunction to halt the sale. The Registrar dismissed the temporary injunction application. The applicant sought reversal of that decision. The second respondent is the applicant's spouse and took the loan secured by Block 185 Plot 13284, which the applicant guaranteed.
Issues
- Whether the learned Registrar erred in law and fact by failing to properly consider the legal principles governing the grant of temporary injunctions.
- Whether the learned Registrar erred in failing to consider the evidence presented in the applicant's affidavit which met all requirements for granting a temporary injunction.
- Whether the learned Registrar erred by concluding that the application for temporary injunction was merely to act as a stoppage of sale.
Orders
- Application dismissed.
- Costs awarded to the respondents.
Rules and key headnotes
Legislation cited (4)
Cases cited (11)
- E.L.T Kiyimba Kaggwa v Haji Abdu Nasser Katende [1985] HCB 43
- Housing Finance Bank Ltd v Silk Events Ltd and Another (Civil Appeal No. 0300 of 2021)
- Nakato Margaret v Housing Finance Bank Ltd and Another (Civil Appeal No. 0687 of 2021)
- Godfrey Sekitoleko and Others v Seezi Peter Mutabazi and Others [2001-2005] HCB 80
- Akello Olak and Others v Bonnie S Rwamukaaga (Miscellaneous Application No. 0127 of 2019)
- Kigongo Edward Nakabale v Kakeeto Rogers and Another (Miscellaneous Application No. 144 of 2017)
- Ndungo Seti and Others v Sekiziyivu Sammy Jones and Another (Civil Suit No. 286 of 2011)
- Robert Kavuma v M/S Hotel International (SCCA No. 8 of 1990)
- American Cynamid v Ethicon [1975] 2 WLR 316
- GAPCO Uganda Limited v Kaweesa (H.C. Miscellaneous Application No. 259 of 2013)
- Makune James and Others v Bulikarara Joseph and Another (Civil Appeal No. 0091 of 2022)
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.