Kyagulanyi Nassanga v Non - Performing Assets Recovery Trust (Civil Appeal 56 of 1999)
Observed later treatment
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Holding
The Court of Appeal allowed the appeal, holding that the loan agreement was complete and enforceable, and that the tribunal wrongly relied on matters not in issue to dismiss the appellant's claim. Since the respondent (successor to UCB) breached the agreement by failing to supply the heifers and bull that were central to it, the respondent could not recover money and materials the appellant had used to prepare her farm. As the appellant was the successful party, she should have received costs. The Court awarded her general damages of UGX 6,000,000 for inconvenience from four years devoted to a farm that never materialised due to the respondent's fault.
Outcome
Appeal allowed; tribunal judgment set aside; general damages of UGX 6,000,000 awarded to the appellant with costs
Facts
On 13 March 1988 the appellant entered into a loan agreement with Uganda Commercial Bank (UCB) for USD 32,562 and UGX 1,951,000. UCB was to apply the loan to supply farm items, motor vehicles, ten Fresian in-calf heifers and one Fresian bull. The appellant would enjoy a 12-month grace period from delivery of the heifers and bull, then repay in 48 monthly instalments. She executed a mortgage deed as security. UCB supplied farm materials and a pick-up but never supplied the ten heifers and the bull, which were central to the agreement, with repayment to come from milk proceeds. From early 1992 UCB demanded repayment, which the appellant resisted since the animals had not been delivered. The pick-up was impounded and sold by NPART to recover part of the loan. When NPART threatened to sell the mortgaged land, the appellant sued the successor in title to UCB. The appellant had abandoned her second-hand clothes business, earning UGX 5,000–10,000 per day, to manage the farm.
Issues
- Whether the loan agreement was complete and enforceable.
- Whether the respondent breached the loan agreement by failing to supply the heifers and bull central to the agreement.
- Whether the appellant was liable to refund money and materials advanced to her under the loan agreement.
- Whether the tribunal erred in failing to award costs to the successful appellant.
Orders
- The appeal is allowed and the judgment of the tribunal is set aside.
- The appellant's prayers in the Tribunal are allowed.
- The respondent pays the costs of this appeal and costs in the Tribunal.
- General damages of UGX 6,000,000 awarded to the appellant.
Rules and key headnotes
Cases citing this judgment (1)
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Full judgment
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