Mwesigye v ICEA General Insurance Company Limited (Civil Suit 115 of 2018)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
Court overruled preliminary objection seeking referral to arbitration. Held that although the insurance contract contained a valid arbitration clause, the defendant's six-year participation in court proceedings—including filing defences, responding to interlocutory applications, entering partial consent, and preparing for trial—constituted both waiver of arbitration rights and rendered the arbitration agreement inoperative under section 5(1)(a) of the Arbitration and Conciliation Act. Defendant estopped from raising arbitration objection at trial stage after electing to litigate.
Outcome
Preliminary objection dismissed; matter to proceed to trial in High Court
Facts
On 27 November 2017, plaintiff insured two Sino trucks with defendant under a comprehensive motor insurance policy for one year. Premium of UGX 40,701,235 was financed through Equity Bank and paid to defendant. On 14 December 2017, the trucks were involved in an accident at Kikongo Rugendabara along Kasese-Fort Portal road, reported to police and to defendant. Defendant assessed damage but did not compensate plaintiff. Plaintiff filed suit on 24 August 2021 claiming breach of contract, seeking specific performance or payment of special damages of UGX 197,157,435 plus general damages. Insurance policy contained arbitration clause requiring disputes to be resolved through arbitration. After filing in 2018, defendant filed defence and amended defence in 2024, participated in mediation resulting in partial consent order for repair of one vehicle, responded to multiple interlocutory applications, and prepared joint scheduling memorandum in March 2024. In March 2024, defendant raised preliminary objection that dispute should be referred to arbitration per Clause 10 of insurance policy.
Issues
- Whether the dispute in Civil Suit No. 115 of 2018 should be referred to arbitration.
- What remedies are available to the parties.
Orders
- Preliminary objection overruled.
- Parties directed to file and serve remaining pre-trial documents not later than 28th June 2024.
- No order as to costs.
Rules and key headnotes
Legislation cited (4)
Cases cited (11)
- ATC Uganda Ltd v Smile Communications Uganda Ltd (Miscellaneous Application No. 621 of 2023)
- Delaware International Agricultural Enterprises Ltd v MUA Insurance (U) Ltd & AG-Ploutos Company Ltd (Civil Suit No. 524 of 2021)
- Kasibante Moses v Katongole Singh Marwaha & Property Consultants (Civil Revision No. 4 of 2018)
- Vantage Mezzanine Fund II Partnership v Simba Properties Investments Co. Ltd and Anor (Miscellaneous Application No. 201 of 2020)
- Agri-Industrial Management Agency Ltd v Kayonza Growers Tea Factory Ltd & Anor (Civil Suit No. 819 of 2004)
- National Social Security Fund v Alcon International Ltd (Civil Appeal No. 2 of 2008)
- James Simon Mpanga & Anor v Marvin Paul Sebugwawo & 2 Ors (Civil Suit No. 436 of 2016)
- AC Yafeng Construction Co. Ltd v Living World Assembly Ltd & 2 Ors (Civil Suit No. 739 of 2021)
- Broken Hill City Council vs. Unique Urban Built Pty Ltd [2018] NSWSC 825
- Leeds Insurance Ltd vs. Insurance Regulatory Authority of Uganda & Kissule Astacio & Sons Ltd
- Select Garments Ltd v Old Stanley Hotel Ltd (Civil Suit No. 674 of 2014)
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.