Nabulya v Jaco (Civil Suit 992 of 2022)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
The High Court held that a valid contract existed between the parties under a memorandum of understanding whereby the defendant would use the plaintiff's certificate of title as security for a bank loan in exchange for 10% of the loan facility. The defendant breached the contract by failing to pay the agreed 10%, defaulting on the loan, and causing the plaintiff's property to face foreclosure. The plaintiff was awarded special damages of UGX 61,860,000 (representing the amount she paid to redeem her property), UGX 8,900,000 (the unpaid 10% fee), general damages of UGX 20,000,000, interest at 18% per annum on special damages from filing until payment, and interest at 6% per annum on general damages from judgment.
Outcome
Judgment entered for plaintiff with damages, interest, and costs. Defendant found in breach of memorandum of understanding.
Facts
On 5 May 2016, the plaintiff and defendant entered into a memorandum of understanding whereby the plaintiff allowed the defendant to use her certificate of title for land at Block 383 Plot 9779 Kitende, Wakiso District as security for a loan facility of UGX 89,000,000 from Equity Bank Limited. In exchange, the defendant was to pay the plaintiff 10% of the loan facility (UGX 8,900,000) and the arrangement was to last four months. The defendant obtained the loan but failed to pay the plaintiff the agreed 10% and subsequently defaulted on the loan. Equity Bank foreclosed and attached the mortgaged property. The plaintiff instituted Civil Suit No. 759 of 2021 against both the defendant and Equity Bank, and later entered into a consent agreement with Equity Bank whereby she paid UGX 61,860,000 to redeem and recover her property. The defendant failed to enter appearance in the present suit despite being served with summons. The court proceeded to hear the matter by way of default judgment and formal proof.
Issues
- Whether there was a binding contract between the parties
- Whether there was a breach of contract
- Whether the plaintiff is entitled to the remedies or prayers
Orders
- Declaration that there existed a valid contract between the plaintiff and the defendant.
- Declaration that the defendant breached the contract.
- Plaintiff awarded UGX 8,900,000 being the 10% agreed to in the memorandum of understanding.
- Plaintiff awarded special damages of UGX 61,860,000.
- Plaintiff awarded general damages of UGX 20,000,000.
- Plaintiff awarded interest of 18% per annum on UGX 61,860,000 from the date of filing the suit until payment in full.
- Plaintiff awarded interest of 6% per annum on UGX 20,000,000 from the date of judgment until payment in full.
- Costs of the suit awarded to the plaintiff.
Rules and key headnotes
Legislation cited (9)
Cases cited (15)
- Miller v Minister of Pensions [1947] 2 All ER 372
- William Kasozi v DFCU Bank Ltd (High Court Civil Suit No. 1326 of 2000)
- Ronald Kasibante v Shell Uganda Ltd (High Court Civil Suit No. 542 of 2006)
- Mugabi John v Attorney General (Civil Suit No. 133 of 2002)
- Gapco (U) Ltd v A.S. Transporters (U) Ltd (Court of Appeal Civil Appeal No. 18 of 2004)
- Stroms v Hutchinson [1905] AC 515
- Uganda Commercial Bank v Kigozi [2002] 1 EA 305
- Charles Acire v Myaana Engola (High Court Civil Suit No. 143 of 1993)
- Kibimba Rice Ltd v Umar Salim (Supreme Court Civil Appeal No. 17 of 1992)
- Hadley v Baxendale (1854) 9 Exch 341
- Premchandra Shenoi & Anor v Maximov Oleg Petrovich (Supreme Court Civil Appeal No. 9 of 2003)
- SIETCO v Noble Builders (U) Ltd (Supreme Court Civil Appeal No. 31 of 1995)
- Harry Ssempa v Kambagambire David (High Court Civil Suit No. 408 of 2014)
- Iyamuleme David v Attorney General (Supreme Court Civil Appeal No. 4 of 2013)
- Anglo-Cyprian Trade Agencies Ltd v Paphos Wine Industries Ltd [1951] 1 All ER 873
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.