Namiiro v Uganda Marines Products Ltd & Anor (Miscellaneous Cause No. 78 of 2015)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
The High Court held that where a donee of power of attorney and the lender under an equitable mortgage cannot be traced, the court may exercise its inherent powers under Section 98 of the Civil Procedure Act and Section 33 of the Judicature Act to permit the donor to discharge the loan by depositing the amount with the Deputy Registrar, direct vacation of the caveat, and issue a special certificate of title to the applicant.
Outcome
Application granted with orders for payment of loan amount to Deputy Registrar, vacation of caveat, and issuance of special certificate of title
Facts
In 2002, the applicant donated a power of attorney to Kusasira William regarding her land at Kyadondo Block 213 Plot 404 at Bukoto. William pledged the certificate of title as security for a loan of UGX 6,000,000 from Uganda Marines Products Ltd for fish supply business. The loan was disbursed and the 1st Respondent registered a caveat on 25 February 2002 pursuant to an equitable mortgage. Subsequently, both the attorney Kusasira William and the 1st Respondent company could not be traced at known addresses. The 1st Respondent appeared to have wound up operations and closed its offices. The applicant, still in possession of the property, sought to discharge the loan obligation and recover her certificate of title.
Issues
- Whether the Applicant as donor of a Power of Attorney can under the law be permitted to discharge the loan obligations incurred by her donee.
- Whether the caveat lodged by the 1st Respondent pursuant to the equitable mortgage can be vacated in the circumstances.
- What remedy is available to the Applicant regarding the certificate of title for the subject matter land which cannot be retrieved because the 1st Respondent cannot be traced.
Orders
- The Applicant shall pay UGX 6,000,000 deemed as the amount owing under the equitable mortgage, and the loan shall be deemed discharged.
- The amount shall be paid to the Deputy Registrar (Land Division) for safe keeping until the 1st Respondent appears and claims it.
- If the 1st Respondent appears and the actual amount varies from UGX 6,000,000, the parties shall adjust the figure accordingly.
- Upon payment of the money to the Deputy Registrar, the Registrar of Titles shall issue a Special Certificate of Title to the Applicant.
- The Registrar of Titles is directed to vacate the caveat lodged by the 1st Respondent.
- The Applicant shall meet costs of the process of obtaining a Special Certificate of Title.
- The Applicant shall bear costs of this application.
Rules and key headnotes
Legislation cited (2)
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.