Nanyeri Charles and Another v Siwa Moses [2026] UGHCCD 262
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
The High Court, sitting on first appeal, dismissed the appellants' challenge to a Magistrate's judgment ordering recovery of a UGX 13,500,000 friendly loan plus general damages. The Court held that the photocopy loan agreement was properly admitted under section 64(1)(a) of the Evidence Act because the appellants retained the original. A bare denial that a signature was genuine amounts to an unproven allegation of fraud, which must be strictly proved by the party alleging it; once the respondent produced the agreement, the evidential burden shifted to the appellants, who adduced nothing further. Finding no wrong principle in the general damages award, the Court declined to interfere, dismissed the appeal, and awarded costs to the respondent.
Outcome
Appeal dismissed; judgment and orders of the lower court affirmed, with costs to the respondent.
Facts
On 31 October 2011 the respondent advanced a friendly loan of UGX 13,500,000 to the appellants to enable payment for motor vehicle registration number UAQ 762A, which the seller, JP Africa Motors Ltd, had impounded for non-payment of the purchase price. The loan was recorded in a handwritten agreement (Exhibit PE1) providing for repayment within one month and stating that the vehicle would remain under the respondent's control until full payment. The appellants retained the original agreement and gave the respondent only a photocopy. When the appellants failed to repay, the respondent sued in the Chief Magistrates Court of Nakawa. The appellants denied liability, disputed the authenticity of the first appellant's signature on the agreement, and contended that the cash advance was unproven. The trial magistrate entered judgment for the respondent, ordering recovery of UGX 13,500,000, general damages of UGX 2,000,000, interest and costs. The appellants appealed.
Issues
- Whether the trial magistrate failed to properly evaluate the evidence in finding that the respondent advanced the loan sums to the appellants.
- Whether the photocopy agreement (Exhibit PE1) was properly admitted as secondary evidence under the Evidence Act.
- Whether the burden of proving the authenticity of the disputed signature lay on the respondent.
- Whether the award of general damages of UGX 2,000,000 was justified.
Orders
- The appeal is dismissed.
- The appellants shall pay the costs of this appeal.
Rules and key headnotes
Legislation cited (7)
- Evidence Act Cap.8 s.63
- Evidence Act Cap.8 s.64(1)(a)
- Evidence Act Cap.8 s.65
- Evidence Act Cap.8 s.101
- Evidence Act Cap.8 s.102
- Evidence Act Cap.8 s.103
- Judicature (Electronic Filing, Service and Virtual Proceedings) Rules, 2025
Cases cited (6)
- Fr. Narsensio Begumisa and Others v Eric Tibebaga (Civil Appeal No. 17 of 2002)
- Fredrick J.K. Zaabwe v Orient Bank Ltd and Others (Civil Appeal No. 4 of 2006)
- Kampala Bottlers Ltd v Damanico (U) Ltd (Civil Appeal No. 22 of 1992)
- J.K. Patel v Spear Motors Ltd (Civil Appeal No. 4 of 1991)
- Greenland Bank (In Liquidation) v Richard Ssekiziyivu t/a Global General Auctioneers (Civil Suit No. 501 of 2001)
- Robert Coussens v Attorney General (Civil Appeal No. 8 of 1999)
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.