National Enterprises Corporation & 2 Ors v Nile Bank Limited [1995] UGSC 22
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
The Supreme Court held that a debenture executed before NEC Bakery was incorporated was a nullity as against that company, but that the first appellant, having contracted ostensibly as agent for a non-existent principal and received the loan, was personally liable; the trial judge had rightly lifted the veil of the subsidiaries to treat the group as one economic entity. However, clause 6(a) of the debenture did not authorise enforcement by distress or execution—only appointment of a receiver—and the Mortgage Decree did not apply to vehicles, so the seizure was unlawful. The appeal was allowed in part and the case remitted for assessment of damages.
Outcome
Appeal allowed in part; seizure held unlawful and the case remitted to the High Court for assessment of damages
Facts
The first appellant, a statutory corporation, sought to establish a subsidiary, NEC Bakery and Confectionary Limited, and applied to the respondent bank for an overdraft to capitalise it. A board resolution authorised borrowing of Shs.16 million, and on 22 October 1990 the first appellant executed a debenture in the bank's favour charging the company's assets as security. NEC Bakery was only incorporated on 24 October 1990, after the debenture was executed. The loan account, opened in NEC Bakery's name, became overdrawn at about Shs.160 million. After unpaid demands, the bank seized two lorries registered to the first and second appellants and advertised five vehicles for sale, purportedly exercising rights under the debenture. The third appellant, holding the vehicles under powers of attorney, hid three further vehicles threatened with seizure. The appellants sued for wrongful seizure and detention, recovery or value of the vehicles, and damages, and the High Court dismissed the suit.
Issues
- Whether a debenture executed on behalf of a company not yet incorporated is a nullity.
- Whether the first appellant, having contracted ostensibly as agent for a non-existent company, could be held personally liable on the debenture.
- Whether the court was entitled to lift the corporate veil of the subsidiary companies to treat the group as one economic entity.
- Whether clause 6(a) of the debenture authorised the respondent to enforce its security by distress or execution without appointing a receiver.
- Whether the seizure of the appellants' vehicles was lawful.
- Whether the third appellant could have instituted objection proceedings under Order 19 r.55 instead of hiding the vehicles.
- Whether the case should be remitted to the trial judge for assessment of damages.
Orders
- Appeal allowed in part.
- Judgment and decree of the trial court dismissing the appellants' claim for special damages for unlawful seizure and threatened seizure, and the order of costs, set aside.
- Judgment substituted for the appellants in respect of that claim.
- Case remitted to the trial judge for assessment of damages.
- Appellants awarded two-thirds of the costs of the appeal and of the court below.
Rules and key headnotes
Legislation cited (5)
- National Enterprises Corporation Ordinance 1989 s.3
- National Enterprises Corporation Ordinance 1989 s.14
- Mortgage Decree 1974 s.2
- Mortgage Decree 1974 s.7
- Civil Procedure Rules Order 19 r.55
Cases cited (10)
- Newborne v Sensolid (Great Britain) Ltd [1954] 1 QB 45
- Kelner v Baxter (1866) LR 2 CP 174
- Touche v Metropolitan Railway Warehousing Co (1870) 6 Ch App Cas 671
- Howard v Patent Ivory Manufacturing Co (1888) 38 Ch D 156
- Colonization Co Ltd v Pauline and Colliery Syndicate [1904] AC 120
- Salomon v Salomon & Co Ltd [1897] AC 22
- Manley Inc v Fallis (1977) 38 CPR (2d) 74
- Schools v Canadian Meat Processing Corporation [1980-84] LRC (Comm) 778
- The Roberta (1937) 58 Ll L Rep 159
- Harold Holdsworth & Co (Wakefield) Ltd v Caddies [1955] 1 WLR 352
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.