Nkwanzi Kalebu v Stanbic Bank (U) Ltd & 2 Ors (Civil Appeal No. 360 of 2017)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
The single Justice dismissed the applicant's request for an interim order restraining the bank from selling mortgaged property she claimed was matrimonial. The Court held she had not made out a prima facie case with a probability of success: spousal consent under the Land Act does not apply where a company (not a spouse) owns the property, and she adduced no evidence of participation in the purchase, of fraud, or of matrimonial status binding the registered proprietor company. Having also failed to show irreparable injury and appearing to abuse court process to defeat the mortgagee's recovery, she came without clean hands. The application was dismissed with costs, and the identical substantive Application No. 359 of 2017 was also dismissed.
Outcome
Interim order application and the substantive stay application both dismissed; the mortgagee free to proceed with recovery.
Facts
The 2nd respondent, a limited liability company of which the 3rd respondent is a director, was registered as proprietor of a suit property from 15 July 2014. The applicant claimed to be the wife of the 3rd respondent and asserted the property was matrimonial property jointly purchased in 2011. In February 2015 the 2nd respondent secured a loan from the 1st respondent (over US$2 million) and mortgaged the suit property as security. On default, the 1st respondent obtained a consent judgment in the Commercial Division and took steps to sell the property by public auction. The applicant filed a suit in the Land Division alleging fraud and lack of spousal consent, and an application to preserve the status quo, which the High Court dismissed on 18 October 2017, finding she had not established the property was matrimonial. She then sought an interim order from the Court of Appeal to restrain the sale pending appeal.
Issues
- Whether the applicant satisfied the conditions for the grant of an interim order restraining disposal of the mortgaged suit property.
- Whether the applicant established a prima facie case with a probability of success that spousal consent was required before the property was mortgaged.
- Whether the applicant, as an equitable claimant, came to court with clean hands.
- Whether the ruling in the interim application also disposed of the substantive Application No. 359 of 2017.
Orders
- The application for the interim order is dismissed.
- Costs are awarded to the 1st respondent against the applicant.
- Civil Application No. 359 of 2017 also stands dismissed with no order as to costs.
Rules and key headnotes
Legislation cited (3)
- Judicature Act Cap.13 s.12(1)
- Mortgage Regulations 2012 reg.13(1)
- Land Act
Cases cited (7)
- Kawooya v Attorney General and Another (Constitutional Court Miscellaneous Application No. 46 of 2010)
- Muhwezi v Attorney General and IGG (Miscellaneous Application No. 18 of 2007)
- Giella v Cassman Brown and Company Ltd [1973] EA 358
- Moody V Cox & Another [1916-17] Aller CA 548
- Horizon Coaches Limited v Mbarara Municipal Council and 2 Others (Constitutional Court Application No. 07 of 2014)
- Agnes Bainomugisha v DFCU Ltd (Civil Appeal No. 63 of 2007)
- Wilson Mukiibi v James Ssemusambwa (Civil Application No. 9 of 2003)
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.