olara v Omony (Miscellaneous Application 1 of 2022)
Observed later treatment
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Holding
The High Court dismissed the application to set aside a consent judgment entered in a civil suit for recovery of a loan. The court held that the applicant failed to prove grounds of illegality, misrepresentation, concealment of facts, or lack of locus standi. The respondent was not a licensed money lender under the Tier 4 Microfinance Institutions and Money Lenders Act 2016, but rather a natural person advancing a friendly loan with interest, which is lawful. The court found that consent judgment can only be set aside on grounds that would justify setting aside a contract, and no such grounds were established. The applicant's one-year delay in challenging the consent after making substantial payments amounted to affirmation. Application dismissed with costs.
Outcome
Application to set aside consent judgment dismissed; consent judgment of 10 December 2021 stands
Facts
The applicant, a businessman, borrowed UGX 150,000,000 from the respondent under a memorandum of agreement dated 10 January 2020. The loan was secured by land titles and property sale agreements, with agreed interest of UGX 33,000,000 and repayment within three months. The applicant defaulted. The respondent filed Civil Suit No. 36 of 2021 seeking recovery of UGX 507,400,000 comprising principal, interest, and accumulated charges. After being served with summons on 9 November 2021, the applicant did not file a defence but instead entered into a consent judgment on 10 December 2021 agreeing to pay a consolidated sum of UGX 347,700,000 in instalments. The consent was endorsed by the Deputy Registrar on 23 December 2021. The applicant made partial payments totalling UGX 175,000,000. One year later, on 10 December 2022, the applicant filed this application to set aside the consent judgment, alleging illegality (because the respondent was not a licensed money lender), misrepresentation, concealment of facts, and lack of locus standi.
Issues
- Whether a ground exists for setting aside the consent judgment executed by the parties in Civil Suit No. 36 of 2021.
- Whether time ought to be enlarged for filing of the Written Statement of Defence in Civil Suit No. 036 of 2021.
Orders
- Application dismissed.
- Costs awarded to the respondent.
Rules and key headnotes
Legislation cited (16)
- Civil Procedure Act Cap. 71 s.98
- Judicature Act Cap. 13 s.33
- Civil Procedure Rules S.I 71-1 Order 52 r.1
- Civil Procedure Rules S.I 71-1 Order 52 r.3
- Civil Procedure Rules S.I 71-1 Order 25 r.6
- Civil Procedure Rules S.I 71-1 Order 3 r.1
- Civil Procedure Rules S.I 71-1 Order 50 r.10
- Civil Procedure Act s.67(2)
- Tier 4 Microfinance Institutions and Money Lenders Act 2016 s.5
- Tier 4 Microfinance Institutions and Money Lenders Act 2016 s.78(1)
- Tier 4 Microfinance Institutions and Money Lenders Act 2016 s.82
- Tier 4 Microfinance Institutions and Money Lenders Act 2016 s.84(1)
- Tier 4 Microfinance Institutions and Money Lenders Act 2016 s.85(2)
- Tier 4 Microfinance Institutions and Money Lenders Act 2016 s.89(1)
- Tier 4 Microfinance Institutions and Money Lenders Act 2016 s.89(2)
- Contracts Act 2010 s.2
Cases cited (14)
- Chand Kaur Vs. Raj Kaur (died) AIR 1997 P & H 155
- Shah v Westlands GSP Ltd [1965] EA 642
- Wasike v Wamboko [1982-88] KAR 625
- Karani & Others v Kijana & others [1987] KLR 557
- Brooke Bond Liebig (T) Ltd v Mallya [1975] EA 266
- Sourendra Nath v Tarubala (1930) 57 IA 133
- Malek v Amirkhan AIR 1978 Guj 42
- Attorney General & Uganda Land Commission v James Mark Kamoga and James Kemala (Civil Appeal No. 8 of 2004)
- Byram Pestonji Gariwala v Union Bank of India (1992) 1 SCC 31
- Hirani v Kassam (1952) 19 EACA 131
- Diamond Trust Bank of Kenya Ltd v Ply and Panels Ltd & others [2004] 1 EA 31
- Kagumaho Kakuyo v Shilla Ninsima (High Court Civil Suit No. 531 of 2019)
- Friedhelm Erwin Jost & another v Roko Construction Ltd & 2 others (Miscellaneous Application No. 089 of 2021)
- F and G Sykes (Wessex) Ltd v Fine Fare Ltd [1967] Lloyds Rep 53
Cases citing this judgment (1)
How later Ugandan judgments in the Wakilii corpus have cited this case. Treatment labels come from Sequitur — Uganda’s citator — each backed by a verbatim span from the citing judgment, and are not an assertion that this case is, or is not, good law.
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.