Revolt Finance Limited v Twinomuhwezi & 2 Others (Miscellaneous Application 1823 of 2022)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
The court held that where a defence raises triable issues—namely whether loan sums were disbursed, whether the transaction is illegal under the Tier 4 Microfinance Institutions and Money Lenders Act, and whether it was unjust—such defence cannot be struck out as frivolous or vexatious at the interlocutory stage. Contradictions in the pleadings must be resolved through evidence. The parol evidence rule does not bar evidence of circumstances surrounding execution of an acknowledgement, including fraud or misrepresentation. The application to strike out the defence was dismissed with costs in cause.
Outcome
Applicant's application to strike out the respondents' written statement of defence dismissed; main suit to proceed to trial on the merits
Facts
The applicant filed suit for recovery of USD 426,000 allegedly advanced as a loan. The respondents filed a joint written statement of defence asserting they did not receive the loan, that the deed founding the claim is illegal and unenforceable as the applicant lacks a money lending licence under the Tier 4 Microfinance Institutions and Money Lenders Act 2016, and that the transaction should be re-opened as harsh and unconscionable. The applicant brought an interlocutory application seeking to strike out the defence as frivolous, vexatious, disclosing no reasonable answer, barred by the parol evidence rule, and constituting abuse of process, and seeking summary judgment on admission. The first respondent swore an affidavit in reply contending he was in South Africa when the deed was allegedly signed and that the second respondent's signature is not hers. The applicant objected that the first respondent lacked written authority to depone on behalf of co-respondents.
Issues
- Whether the respondents' written statement of defence is frivolous and vexatious.
- Whether the respondents' written statement of defence discloses a reasonable answer to the applicant's claim.
- Whether the respondents' written statement of defence is barred by section 91 of the Evidence Act.
- Whether the filing of the defence constitutes an abuse of court process.
- Whether the affidavit in reply deponed by the first respondent is competent absent written authority from the other respondents.
Orders
- Application dismissed.
- Costs in cause.
Rules and key headnotes
Legislation cited (23)
- Judicature Act s.14
- Judicature Act s.17(2)
- Judicature Act s.33
- Judicature Act s.39
- Civil Procedure Act s.90
- Civil Procedure Act s.98
- Civil Procedure Rules Order 1 Rule 12(1)
- Civil Procedure Rules Order 1 Rule 12(2)
- Civil Procedure Rules Order 3 Rule 2
- Civil Procedure Rules Order 6 Rule 28
- Civil Procedure Rules Order 6 Rule 29
- Civil Procedure Rules Order 6 Rule 30
- Civil Procedure Rules Order 6 Rule 30(1)
- Civil Procedure Rules Order 9 Rule 6
- Civil Procedure Rules Order 15 Rule 2
- Civil Procedure Rules Order 19 Rule 2
- Civil Procedure Rules Order 19 Rule 3(1)
- Civil Procedure Rules Order 52 Rule 2
- Civil Procedure Rules Order 52 Rule 3
- Evidence Act s.79
- Evidence Act s.91
- Tier 4 Microfinance Institutions and Money Lenders Act 2016
- Constitution of Uganda 1995 Article 139(1)
Cases cited (19)
- Yaya Farajallah v Obur Ronald and Others (High Court Civil Appeal No. 81 of 2016)
- Lweza Clays and Another v Tropical Bank and Another (Supreme Court Civil Appeal No. 31 of 2018)
- Mukisa Biscuit Manufacturing Co. Ltd v West End Distributors Ltd [1969] EA 696
- Ssekabira Herbert v Ssuna Mulema and Another (Miscellaneous Application No. 186 of 2022)
- Charles Sserunjogi v Tony Nkuubi (High Court Originating Summons No. 7 of 2019)
- Yutta Luda Musoke v Greenland Bank (High Court Civil Suit No. 506 of 2001)
- Lam Lagoro v Muni University (Miscellaneous Application No. 7 of 2016)
- Allan Makula v First Finance Bank Limited (Miscellaneous Application No. 957 of 2022)
- Odongokara and Others v Kamuhanda and Another (1968) EA 210
- Attorney General of Uganda v Networth Consult Co. Ltd (Miscellaneous Application No. 1830 of 2022)
- John Garuga Musinguzi and Another v Dr. Chris Baryomunsi and Another (Miscellaneous Cause No. 817 of 2016)
- Electromaxx v Prime Fuels Kenya Limited (Miscellaneous Application No. 1860 of 2022)
- Meera Investments and Others v Nelson Lukozi (Miscellaneous Application No. 399 of 2022)
- King's College Budo Staff Savings Scheme Limited v Zaverio Samula and Others (High Court Civil Suit No. 26 of 2020)
- Deox Tibeigana v Vijay Reddy (Miscellaneous Application No. 665 of 2019)
- Uganda Land Commission and Another v James Mark Kamoga and Another (Supreme Court Civil Appeal No. 8 of 2014)
- Andrew Akol v Noah Onzivua (High Court Civil Appeal No. 1 of 2014)
- Clessy Bakira v Jomo Robert Kashaija and Others (High Court Civil Suit No. 894 of 2019)
- Abbas Lokhadwhala v Hippo Investments Limited and Others (High Court Civil Suit No. 183 of 2017)
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.