Sameer Agriculture & Livestock Ltd & Anor v CCL Logistics(U) Ltd (Civil Suit No. 401 of 2010)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
Held that where an insurer indemnifies an insured for loss caused by a third party's breach of contract, the insurer acquires subrogated rights to recover from that third party. The insured cannot recover twice. The insurer may recover the indemnity paid and investigation costs, with interest at commercial rates, but general damages are not recoverable by the insurer as it suffered no independent loss beyond its contractual obligation.
Outcome
Judgment for the Second Plaintiff; First Plaintiff's independent claim dismissed on grounds of double recovery
Facts
The First Plaintiff contracted the Defendant to transport 1,000 bags of powdered milk from Uganda to Nairobi. The goods, insured by the Second Plaintiff under a marine cargo policy, never arrived; the truck was hijacked and the cargo stolen. The First Plaintiff claimed compensation from the Second Plaintiff, which paid USD 84,304.61 after an investigation by loss adjusters. The Second Plaintiff then brought this action under the doctrine of subrogation to recover the indemnity paid and the investigation costs of USD 1,429.70. The Defendant admitted liability in its written statement of defence but did not appear at trial. Settlement negotiations failed.
Issues
- Whether the Defendant is liable for breach of contract with the first Plaintiff
- Whether the second Plaintiff has a claim against the Defendant
- Whether the Plaintiffs are entitled to the remedies sought
Orders
- Judgment entered on admissions under Order 13 Rule 6 of the Civil Procedure Rules.
- The Second Plaintiff to recover USD 84,304.61 from the Defendant.
- The Second Plaintiff to recover USD 1,429.70 from the Defendant.
- Interest awarded to the Second Plaintiff at 22% per annum on the awarded sums.
- The First Plaintiff's claim dismissed as the loss was subrogated to the Second Plaintiff.
- Prayer for general damages refused.
- Costs of the suit awarded to the Second Plaintiff.
Rules and key headnotes
Legislation cited (2)
Cases cited (2)
- Bushenyi Commercial Agencies Ltd v Freight Forwarders (Kenya) Ltd and 2 Others (High Court Civil Suit No. 809 of 2005)
- Suffish International Foods Processors Uganda Ltd and Another v Egypt Air Corporation (2003) 1 EA 330
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.