Sanlam General Insurance (U) Ltd v Victoria Motors Ltd & Anor (Miscellaneous Application No. 41 of 2016)
Observed later treatment
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Holding
The court held that it had no jurisdiction to hear an application for amendment of the plaint where the underlying dispute—the amount of outstanding insurance premiums—was subject to a mandatory arbitration clause. The arbitration clause covered all differences as to amounts payable arising from the policy, including disputes involving interpretation of contract terms that affect the quantum due. The court referred the matter to arbitration under section 5 of the Arbitration and Conciliation Act, and the pending suit abated.
Outcome
Matter referred to arbitration; suit abated
Facts
The Applicant, an insurance company, brought a civil suit against the Respondents claiming outstanding insurance premiums of UGX 750,558,532.62 (later amended to UGX 1,057,629,460.32). The Applicant and the first Respondent had executed an insurance policy for vehicles owned by the first Respondent during 2014 and 2015. The policy was subsequently cancelled, and a dispute arose as to how much was payable upon cancellation. The Applicant filed a miscellaneous application seeking leave to amend its statement of claim. The Respondents opposed the amendment application on jurisdictional grounds, arguing that clause 13 of the General Conditions of the insurance policy required all differences as to amounts payable to be referred to arbitration. The Respondents contended that there was a genuine dispute regarding the correct computation of the outstanding amount, involving issues of interpretation of the contract terms, particularly how premiums should be calculated upon cancellation of the policy and when vehicles had been written off due to accidents.
Issues
- Whether the court had jurisdiction to hear an application for amendment of the plaint where the underlying dispute was subject to an arbitration clause.
- Whether the dispute as to the amount of outstanding insurance premiums fell within the scope of the arbitration clause in clause 13 of the General Conditions of the insurance policy.
- Whether disputes relating to interpretation of the insurance policy contract were included within the arbitration clause or excluded from it.
Orders
- The dispute is referred to arbitration under clause 13 of the General Conditions of Contract.
- The parties shall commence the arbitration process as agreed in the contract.
- The suit in the court abates.
- Costs occasioned by filing the suit and applications in the court are referred to the arbitral tribunal for resolution.
Rules and key headnotes
Legislation cited (13)
- Civil Procedure Rules Order 6 rule 19
- Civil Procedure Rules Order 6 rule 31
- Civil Procedure Rules Order 15 rule 1
- Civil Procedure Act s.98
- Arbitration and Conciliation Act s.2(1)
- Arbitration and Conciliation Act s.5
- Arbitration and Conciliation Act s.9
- Arbitration and Conciliation Act s.16
- Arbitration and Conciliation Act s.27
- Arbitration and Conciliation Act s.34
- Arbitration and Conciliation Act s.36
- Arbitration and Conciliation Act s.71
- Constitution of Uganda Article 126(2)(e)
Cases cited (6)
- British American Tobacco v Lira Tobacco Stores (HCMA No. 924 of 2013)
- Yan Jian Uganda Co Ltd v Siwa Builders and Engineers (HCMA No. 1147 of 2014)
- George Omondi and 210 Others vs. Pension Fund and Retirements Benefits Authority Kenyan Court of Appeal Civil Appeal No. 5 of 2014
- Premium Nafta Products Ltd and Others v Fili Shipping Co Ltd and Others [2007] UKHL 40
- Heyman and Another v Darwins Ltd [1942] 1 All ER 337
- Daniel Delestre and Others v Hits Telecom (U) Ltd (Miscellaneous Application No. 310 of 2013)
Cases citing this judgment (1)
How later Ugandan judgments in the Wakilii corpus have cited this case. Treatment labels come from Sequitur — Uganda’s citator — each backed by a verbatim span from the citing judgment, and are not an assertion that this case is, or is not, good law.
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.