Seruyange v Sserwanga (Civil Suit No. 605 of 2020)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
Held that where a defendant fails to file a defence despite proper service, a presumption of constructive admission arises and the plaintiff's claim must be accepted as true. The plaintiff proved on a balance of probabilities that the defendant breached a loan agreement and owed USD 25,650. Judgment entered for the plaintiff with general damages, interest at 6% per annum from date of filing suit, and costs.
Outcome
Judgment entered for the Plaintiff against the Defendant for breach of loan agreement with monetary award and costs
Facts
In 2015, the Defendant, a cousin of the Plaintiff, requested a personal loan of USD 22,000 to revive his collapsed business, agreeing to repay within one year. The Defendant failed to repay and requested extensions. On 29 October 2019, after family mediation, the parties executed a loan agreement requiring repayment of USD 27,000 (original loan plus USD 5,000 consideration for extension) in seven instalments from December 2019 to September 2020. The agreement provided that upon default of any instalment, the entire sum would become due. The Defendant defaulted on the first instalment due 20 December 2019. After service of a demand notice in July 2020, the Defendant deposited UGX 5,000,000 (equivalent to USD 1,350), leaving an outstanding balance of USD 25,650. The Defendant failed to file a defence despite proper service.
Issues
- Whether the Defendant is indebted to the Plaintiff in the sum of USD 25,650?
- What remedies are available to the parties?
Orders
- A declaration that the Defendant breached the loan agreement dated 29th October 2019.
- An Order for payment of the sum of USD 25,650 (United States Dollars Twenty Five Thousand, Six Hundred Fifty only).
- Interest on the decretal sum at Court rate of 6% per annum from the date of judgment until payment in full.
- General damages of UGX 20,000,000 only.
- Costs of the suit to be paid by the Defendant.
Rules and key headnotes
Legislation cited (5)
Cases cited (5)
- United Building Services Limited v Yalesi Muziro t/A Quick Set Builders and Co. (HCCS No. 154 of 2005)
- Storms v Hutchinson [1905] AC 515
- Crown Beverages Ltd v Sendu Edward (Supreme Court Civil Appeal No. 1 of 2005)
- Uganda Commercial Bank v Kigozi [2002] 1 EA 305
- Uganda Development Bank v Mugongo Construction Co. Ltd (1981) HCB 35
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.