Turinomuhangi Andrew v Chongquing International and Another (Civil Suit No. 16 of 2022)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
The court overruled preliminary objections raised by the first defendant. Held that joinder of the insurer as second defendant was proper under Order 1 Rule 3 of the Civil Procedure Rules where common questions of law and fact arise concerning liability under an insurance policy. The doctrine of privity of contract does not bar a third party beneficiary from suing under an insurance policy. The objection that the amended plaint does not disclose a cause of action had been dealt with in an earlier ruling and was overruled.
Outcome
Preliminary objections dismissed; matter to proceed to trial
Facts
The plaintiff sued the first defendant (Chongquing International) and second defendant (GA Insurance Ltd) jointly and severally for compensation for damage to his motor vehicle allegedly caused by the first defendant's driver during the course of employment. The first defendant's vehicle was insured by the second defendant. Before trial, the first defendant raised preliminary objections: first, that the plaintiff lacked privity of contract with the second defendant and therefore could not sue the insurer; second, that the amended plaint disclosed no cause of action. The second defendant had written to police confirming it insured the first defendant and undertook to handle the claim arising from the collision.
Issues
- Whether the second defendant should be struck off the plaint on grounds that the plaintiff lacks privity of contract with the second defendant under the insurance policy.
- Whether the amended plaint discloses a cause of action against the defendants.
Orders
- Preliminary objections of the first defendant overruled.
- Costs awarded to the plaintiff.
Rules and key headnotes
Legislation cited (2)
Cases cited (1)
- Asante Aviation Ltd v Star of African Air Charters Ltd and 3 Others (High Court Civil Suit No. 43 of 2014)
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.