Twahah Muziira v Impala Credit Limited (Miscellaneous Application 2464 of 2025)
Observed later treatment
No later-treatment classification is recorded for this judgment.
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Holding
The High Court granted a stay of execution of a judgment for vacant possession pending appeal, finding that the applicant had filed a notice of appeal, faced imminent execution, and would suffer substantial loss if the property were sold. The court vacated the warrant of vacant possession and ordered the applicant to furnish security for costs of UGX 80,000,000 within two months, with costs of the application to abide the appeal.
Outcome
Stay of execution granted; warrant of vacant possession vacated; applicant ordered to furnish security for costs pending appeal
Facts
The applicant obtained a loan from the respondent secured by a registered mortgage over property in Kyadondo Block 26 Plot 354 at Bulange, Kampala. Following default, the respondent served statutory notices and instituted Originating Summons proceedings seeking vacant possession. Judgment was entered for the respondent on 27 September 2025, and a warrant of vacant possession was issued on 5 November 2025. The applicant filed a notice of appeal and applied for a stay of execution, arguing that the appeal raised questions about post-term interest not agreed in the mortgage deed, whether 7% monthly interest was extortionate, and whether the respondent was properly licensed. The applicant operates a Pentecostal church on the property.
Issues
- Whether the application for stay of execution pending appeal should be allowed.
Orders
- Execution of the judgment in Originating Summons No. 0006 of 2025 is stayed.
- The warrant of vacant possession of property comprised in Kyadondo Block 26 Plot 354 at Bulange-Mengo, Kampala is vacated.
- The applicant shall furnish security for costs of UGX 80,000,000 to be deposited with the court within a period of 2 months from the date of this order.
- Costs of this application shall abide the appeal.
Rules and key headnotes
Legislation cited (11)
- Civil Procedure Act Cap. 282 s.98
- Judicature Act Cap. 16 s.37
- Civil Procedure Rules S.I 71-1 Order 22 rule 26
- Civil Procedure Rules S.I 71-1 Order 22 rule 89
- Civil Procedure Rules S.I 71-1 Order 43 rule 4(3)
- Civil Procedure Rules S.I 71-1 Order 15 rule 3
- Judicature (Electronic Filing, Service and Virtual Proceedings) Rules rule 9
- Mortgage Act s.33
- Mortgage Act s.34
- Mortgage Act s.35
- Tier 4 Microfinance Institutions and Money Lenders (Prescription of Maximum Interest Rate) Notice, 2024
Cases cited (13)
- Makula International Ltd v Cardinal Nsubuga [1982] HCB 11
- Osman Kassim Ramathan v Century Bottling Company Ltd (Civil Appeal No. 34 of 2019)
- Nasser Galiwango Mukasa v Uganda Micro Credit & 4 Others (Civil Suit No. 12 of 2018)
- Lawrence Musiitwa Kyazze v Eunice Busingye (Supreme Court Civil Application No. 18 of 1990)
- Kyambogo University v Prof. Isaiah Omolo Ndiege (Court of Appeal Miscellaneous Civil Application No. 341 of 2013)
- Nakabugo v Serungogi [1981] HCB 58
- Bukenya and 7 Others v Nakawunde and Another (Civil Appeal No. 132 of 2016)
- Zalwango & anor v Walusimbi & anor (Originating Summons No. 3 of 2013)
- Zubeda Muhamad & Anor v Laila Kaka Wallia & Anor (Civil Reference No. 7 of 2016)
- Tropical Commodities Supplies Ltd and Others v International Credit Bank Ltd (in Liquidation) [2004] 2 EA 331
- Alice Wambui Nganga v John Ngure Kahoro and another, ELC Case No. 482 of 2017 (at Thika); [2021] eKLR
- Erinford Properties Ltd v Cheshire County Council [1974] 2 All ER 448
- DFCU Bank Ltd v Dr. Ann Persis Nakate Lussejere (Court of Appeal Civil Appeal No. 29 of 2003)
Full judgment
The original judgment as reported. Read the original PDF before relying on any passage.